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DeLena Ciamacco
Office:
614.882.6725
Toll-Free:
877.693.SOLD (7653)
  • Home
  • Search
    • Search All Listings
    • Customize Your Search
    • Browse Luxury Listings
  • Buyers
    • Buyer Resources
    • Browse Featured Listings
    • Investment Deals
    • Mortgage Calculator
    • Mortgage Prequalification
  • Sellers
    • Seller Resources
    • Home Staging Tips
    • Get Your Home Value
    • Neighborhood Sold Report
    • List Your Property
  • Relocation
    • Relocation
    • Moving Tips
    • Download Relocation Guide
  • Area
    • Central Ohio Communities
    • Local Events
  • Blog
    • Read Our Blog
    • Celebrity Home Blog
  • About
    • Meet DeLena
    • Reviews
  • Contact

How are the rates set for seller financing?

The interest rate on an owner-carried loan is negotiable. Ask your agent to check with a lender or mortgage broker to determine the current rate on institutional first (or second) loans. Seller financing typically costs less than conventional financing because sellers don't charge loan fees (points). Interest rates on an owner-carried loan will also be influenced by current Treasury bill and certificate of deposit rates. Sellers usually aren't willing to carry a loan for a lower return than they would earn if their money was invested elsewhere.


If you have any questions, please contact our office. Either DeLena or a member of her team will respond fast!

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Website is a service of DeLena Ciamacco - RE/MAX CONNECTION, REALTORS® | Office: 614-882-6725 | Toll Free: 877-693-SOLD (7653) | Fax: 614-882-6752 | License Number: 367326 | DeLena@delena.com 

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