Everything You Need to Know About
If you're thinking of buying a home in Central Ohio, your first step should be getting prequalified. Why? Simply put, because it's good to know (for certain) how much a bank is willing to lend you. You might have an idea of a monthly mortgage payment you can afford... but the bank might think differently. It's better to know what you're working with ahead of time!
Here's what you need to know about getting prequalified for a loan.
What is Mortgage Prequalification??
Simply put, getting prequalified for a mortgage means that you have a lender review your finances and give you a (soft) approval for a certain loan amount. During this process, the lender will collect some financial information from you (like income, assets, and debts) and let you know what loan options are available to you. They can also estimate your monthly payments based on different home prices, interest rates, and down payment amounts.
How to Get Prequalified
Getting prequalified is actually easier than you'd think. All you need is your phone, a few minutes, and some basic financial information!
I Help Buyers Prequalify for Mortgages Everyday
Feeling a little overwhelmed by the whole prequalification or mortgage process? I help new buyers find lenders and get prequalified for loans on a daily basis, so I'm ready and able to help any time! All you've got to do is give me a call... or fill out the form below to let me know the best way to contact you.
Please note: I hate spam, too. When you fill out this form, you're giving me permission to contact you in the manner provided. I won't send you junk mail or share your information with anyone else!