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DeLena Ciamacco
Office:
614.882.6725
Toll-Free:
877.693.SOLD (7653)
  • Home
  • Search
    • Search All Listings
    • Featured Listings
    • Search by Feature
    • Email Updates Signup
  • Buyers
    • Buyers Info
    • Featured Listings
    • Buyer Resources
    • Mortgage Calculator
    • Mortgage Prequalification
    • Neighborhood Report
    • Home Search Criteria
  • Sellers
    • Sellers Info
    • Top Home Staging Tips
    • Pricing Your Home to Sell
    • FREE Comparative Market Analysis Request
    • 21 Ideas To Make Your Home More Saleable
    • Neighborhood Sold Report
    • List Your Property with DeLena Ciamacco, Realtor®
  • Media Resources
    • Media Resources
    • Central Ohio Real Estate News
    • DeLena Ciamacco's Monthly Real Estate Update
    • Today's Real Estate News
    • Market Conditions Report
  • Area
    • Ohio Communities
    • Central Ohio Resources
    • Pinnacle Point
    • Highland Lakes Estates
    • Medallion Estates
    • Cedar Run
    • Lake of the Woods
    • Campden Lakes
    • Courtyards at Maxtown
    • Greyland Estates
    • Colts-Neck
  • About
    • Meet DeLena
    • Central Ohio Real Estate News
    • About Our Office
    • Reviews
  • Contact

How Long Do Bankruptcies and Foreclosures Stay on a Credit Report?

Bankruptcies and foreclosures can remain on a credit report for 7 to 10 years. Some lenders will consider an borrower earlier if they have reestablished good credit. The circumstances surrounding the bankruptcy can also influence a lender's decision. For example, if you went through a bankruptcy because your employer had financial difficulties, a lender may be more sympathetic. If, however, you went through bankruptcy because you overextended personal credit lines and lived beyond your means, the lender probably will be less inclined to be flexible.

* Please see a mortgage professional for current information.


If you have any questions, please contact our office. Either DeLena or a member of her team will respond fast!

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Website is a service of DeLena Ciamacco - RE/MAX CONNECTION, REALTORS®, 4531 E. Walnut Street, Westerville, OH 43081 | Office: 614-882-6725 | Toll Free: 877-693-SOLD (7653) | Fax: 614-882-6752 | License Number: 367326 | DeLena@delena.com 

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