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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 614-882-6725.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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DeLena Ciamacco
is one of The Top Selling Real Estate Experts™
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 Welcome!
Look no further! My personal website offers great information on real estate and living in Columbus & all of Central Ohio!
Looking for homes? Search everything the web has to offer, right here! Don't miss my Featured Homes and please view my blog which includes all of my current listings and important real estate information at http://www.delenarealestateblog.com/
Need local real estate information? I specialize in the Columbus Metro Market and the surrounding counties of Franklin, Delaware, Licking, Union, Marion, Knox, and Fairfield. You can find that I have summarized much of what is important about these markets here on my website, www.DeLena.com.
Need expert advice? No web site, large or small, can take the place of working with a top real estate agent, person to person. Not even my website! Contact me at 877-693-SOLD (7653) for a free consultation today!
Contact me with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. Together we will sell your home, for as much as the market will bear and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a Top Ranking Real Estate Professional serving all of Central Ohio since 1989, I have the Energy, Experience and Enthusiasm every Home Buyer and Seller should expect from their Realtor! Real estate Sales and Marketing is not only my full-time profession / career, it is my passion!
DeLena Ciamacco
 
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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What was the first territorial acquisition made by the U.S. Government?
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The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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DeLena Ciamacco
RE/MAX Connections, Realtors
4531 E. Walnut Street
Westerville, OH. 43081
Toll Free : (877) 693-SOLD (7653)
Office: 614-342-TEAM (8326)
Fax: 614-882-6752
Email: delena@delena.com
DeLena began to sell Real Estate with a local Conventional Brokerage and soon decided that in order to grow she would need to affiliate herself with a much larger, International Company. She chose RE/MAX and that is when her career as a Realtor began to soar. After just her second year with RE/MAX (1993) DeLena ranked #5 in all of Ohio among RE/MAX Realtors. In addition to her numerous local recognizable awards with the Columbus Board and Ohio Association of Realtors, she was inducted into the RE/MAX International "Hall of Fame" and "Lifetime Achievement" (RE/MAX's highest achievement awards) as the youngest Realtor in RE/MAX History to attain this level of sales. She has been the recipient of RE/MAX's highest awards since her first full year with RE/MAX. She has been recognized in "Who's Who" in Residential Real Estate in North America for 1994, 1995, & 1996, and articles have been written about her in Ohio Realtor Magazine, In Contract Magazine, Columbus Executive Woman's magazine, Business First and Buon Giorno magazine, to name just a few. She has contributed her time as a Speaker on numerous "Top Producer" panels in 1993-2010 (ytd). In 2002 DeLena was nominated for the Ernst & Young Entrepreneur of The Year.    
 
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